Goldmans New No Work After Midnight Policy

Goldmans New No Work After Midnight PolicyGoldmans New No Work After Midnight PolicyYears ago, back when I worked as a freelancer, there was this bar in Lower Manhattan that I frequented due to its notoriously good Sunday night happy hour, which actually began on Monday morning, that is, it began at the stroke of midnight- at 12 a.m. As I recall, this bar would be nearly empty on Sundays until about 1156 p.m., at which point the place would begin to fill up and, by 1203 a.m., there wouldnt be an open seat in sight.I mention this not to impress you with the perks of a freelancer (of which there werent as many as you might think) but only because if the aforementioned bar is still in operation, it would probably be a great place for new Goldman sax summer interns to know about. Reason is, thanks to a new Goldman policy, the banks interns are now forbidden from working between the hours of midnight and 7 a.m.The move, which might surprise those who arent familiar with intern hours on Wa ll Street (yes, even summer analysts have been known to pull all-nighters), follows a policy that Goldman enacted a couple years ago that forbids its full-time analysts from working on Saturdays. It also follows the apparent suicides of two Wall Street bankers- one who worked for Goldman, the other for Moelis Company- whose brutal work schedules may have had more than a little to do with their deaths.Goldmans so-calledProtected-Saturdaypolicy, which has been copied by numerous other Wall Street firms, was itself enacted in the wake of a Bank of America summer intern dying after reportedly working three all-nighters in a row (the official cause of his death was epilepsy).And so, since Goldman tends to run ahead of the Wall Street pack, both when it comes to profits and to workplace policies, chances are good that you will see other investment banks implementing similar moves, giving their interns more time to sleep this summer and/or feier it up downtown.Follow me on Twitter.Read Mo reWARNING Working on Wall Street Kills Goldman Sachs Protected Saturday Policy Might Be Working After All Death of BofA Intern Shines Brighter Light on Killer Workweeks

Customize this Outstanding Risk Management Resume Template

Customize this Outstanding Risk Management Resume TemplateCustomize this Outstanding Risk Management Resume TemplateWriting the Risk Management Resume TemplateCreate Resume Submitting a well-written resume is a great way to make an impression on an employer. A good resume centers around your information, but how that information is put together also important. A Risk Management resume template like the one below shows off your skills to get the job you want.Resume Template for Risk ManagementJared MichaelsProfessional SummarySkilled Risk Management professional plans and deigns processes to analyze and solve risk issues. A background in banking and finance also aides in evaluating market and credit risks. Proven data mining skills for developing and assessing previous risk management situations and creating continuity plans with limited exposure.Core Qualifications CFA, GARP CTP certifications Analytica, KMI EHS, Entropy Credit, commodity and currency evaluation Treasury management strategy Microsoft Office Data mining, analyzation Proven technical acumen Problem-solving Communication and negotiationExperienceRisk Consulting Treasury Manager, May 2012 presentPwC Atlanta, Georgia Creates methods to identify loss to organization, employees and clients Determines realistic opportunities to maximize cost-effectiveness and balance client retention Develops budgets, collects data for client profit/loss and reviews major contracts, assists in selecting new program activities Reports to Senior Management on risk transfer and avoidanceRisk Analyst, December 2008 May 2012Intercontinental Exchange, Inc. Atlanta, Georgia Collaborated with facility teams in implementing risk systems Reviewed and validated risk models, reporting of risks within company departments Reported and defended new risk solutions to stakeholders Documented methods and findings of analysis Communicated intentions and goals between operations, product management, IT and the Risk Management depart mentQuantitative Finance Analyst, July 2002 November 2008Bank of America Atlanta, Georgia Conducted quantitative analysis, modeling and system approaches Documented activities and designed systems with the technology department Developed tactical plans for strategic direction Used independent review and testing on primary market models in the BoA Investment division Evaluated hedging in the Mortgage Serving Rights assetsEducation2002, Master of Science, FinanceGeorgia State University Atlanta, GeorgiaCustomize Resume

The 1 habit that makes it easier to achieve your goals

The 1 habit that makes it easier to achieve your goalsThe 1 habit that makes it easier to achieve your goalsWhenever we plan a vacation, there are usually different routes to the final destination.Some routes have a longer journey time, but could also be more convenient - and vice versa.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreTypically, we choose the most convenient and efficient route, that helps to make the rest of the vacation easier.Likewise, you could also use similar routes to make it easier to achieve your goals and transform your life.These are Keystone Habits - habits that create a domino effect leading to new actions, behaviors and habits.Instead of trying to achieve all your goals at once - leading to burnout and failure - why not create your own keystone habits to get more done by doing less?Lets discuss more on how to do this.What are Keystone Habits?The idea of keyston e habits welches first introduced in Charles Duhiggs book,The Power of Habit.According to DuhiggKeystone habits are small changes or habits that people introduce into their routines that unintentionally carry over into other aspects of their lives.Keystone habits createa domino effect that changes every area of your life.Let me give you some examples of keystone habits.1. ExerciseStudies have shown that people who regularly exercise (3 or more times a week) tend to eat healthier, consume less alcohol, smoke less, be more productive at their work and sleep better - than those who dont. 1I have personally experienced this effect time and time again.My healthiest and most productive weeks also happen to be the same weeks where I didnt miss a single workout.On these weeks, I have high levels of discipline and self-control to avoid procrastination, resist social media distractions and temptations to eat unhealthy foods.Conversely, the weeks where I skip my workouts are usually my least productive.I have a much harder time getting out of bed to do anything productive with less self-control to avoid making bad decisions.2. SleepGetting a good night of sleep isnt only for the kids.Your quality of sleep could also have a profound impact on your productivity and happiness.Plus, people who sleep poorly struggle to learn more, retain information and make better decisions.According to a report from theHarvard Medical SchoolWhen we are sleep deprived, our focus, attention, and vigilance drift, making it more difficult to receive information. Without adequate sleep and rest, over-worked neurons can no longer function to coordinate information properly, and we lose our ability to access previously learned information.3. JournalingKeeping a personal journal could also help you improve your writing, reduce stress and boost your creativity.For example, if youve recently been through an emotional turmoil, journaling could help you release these emotions andreduce your stress lev els.2These are just a few examples of keystone habits that could transform every area of your life.How to identify your Keystone HabitsThere are three simple characteristics of keystone habits that tischset them apart from the restKeystone habits make it easier to start new habits.Keystone habits are small enough to avoid overwhelm and build your confidence.Keystone habits make positive behaviors addictive.Identify your own keystone habits that meet these criteria and suit your lifestyle.If youre still struggling to think of suitable examples, here are some moreMaking your bed in the morningCleaning your roomPrayingDonating money to a charity every monthSpending quality time with your friends and familyPlaying a musical instrumentDrawing, writing or paintingThese examples should help make it easier for you to identify your keystone habits.Once youve chosen your keystone habits, there are several strategies that can help make it easier to stick to them over the long-term.These includ e - starting small,designing your environment for successand scheduling your habits.Transform your life using Keystone HabitsKeystone habits hold together all the habits in your life - much like, the pillars of a bridge.Without them, everything seems to fall apart. But, with their support, everything seems to fall into place easier and more efficiently.Take that first step in building the pillars that support your bridge (your goals) by creating your keystone habits today.Mayo Oshin writes atMayoOshin.com, where he shares practical self-improvement ideas and proven science for better health, productivity and creativity.To get practical ideas on how to stop procrastinating and build healthy habits, you can join his free weekly newsletterhere.A version of this article originally appeared atmayooshin.comas Keystone Habits The One Habit that Makes It Easier To Achieve Your Goals.FootnotesAstudypublished in the British Journal of Health Psychology found that college students who exerci sed regularly reported a significant decreases in perceived stress, emotional distress, smoking, alcohol and caffeine consumption, and an increase in healthy eating, emotional control, maintenance of household chores, attendance to commitments, monitoring of spending and an improvement in study habits.See also the work of Dr. James W. Pennebaker, chair of the psychology department at the University of Texas, research on the health benefits of expressive writing.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people